If you're looking for a loan that's going to pay you back for good payments, the Standard Bank Online Personal Loan might be a good option. Thanks to its revolving rate, once you've paid back the initial amount you can take out more funds on the money you have paid back. Of course all loans come with fees so before you get into the application process there are a few important things to consider.

There are numerous reasons for why you might want a personal loan. You might suddenly find yourself in need of spending a large amount you haven't saved up for yet, so a loan is an option. You also might have decided you need to clear up some debt and want to just pay back one lender. Whatever your reason is, make sure you sit down and write out what your goals are.


There are numerous personal loan options available on the market, that is why it is best to have your vision clear. Once you know what you need, you can better evaluate the options available to you. Our editors have looked into the Standard Bank Online Personal Loan and provided details to help you. Read all of the information provided below and you will be able to assess whether or not a Standard Bank Loan is the loan that is going to help you achieve your goals.

Want a personal loan that gives you optimal flexibility such as increasing your loan? Standard Bank Online Personal Loan is for you. Here's how to apply...

What are the Features of the Standard Bank Online Personal Loan?

Standard Bank’s Revolving Loan is perfect for customers in need of easy funding without being too strict. To start, you will be glad to know that the possible loan amount you can get is significant (R 500 to R 300,000). If you find your initial loan insufficient for your needs, you can request for an increase, given that you have repaid at least 15% of the original amount. This offer is quite flexible to the point that you can decrease your loan based on your needs.

When you get this loan, you should be ready to pay fees and charges, accordingly. For your interest rate, keep in mind you will be assigned one based on your loan amount and term, as well as your financial and credit standing. So, if you get a loan of R 500 repayable within 12 months, and you are assigned an interest rate of 20.5%, you will be paying R 129 monthly with total interest and fees of R 86.


The best thing about this option is that you can settle your loan anytime you want without worrying about penalties. With such a flexible loan, Standard Bank Online Personal Loan could be a great choice for an easy, accessible and hassle-free loan. If you are interested in getting the Revolving Loan, head on to their website and start your application today.

Standard Bank Online Personal Loan

How to Get a Standard Bank Online Personal Loan

With such an attractive offer, you might think that Standard Bank will make applying for this worthwhile loan a lot more difficult. If so, you will be surprised to know that their Revolving Loan is accessible and getting this loan is an easy and convenient process. If you are interested in availing this loan to fund your needs, just head on to their website and make sure that you are eligible.


First, you should be 18 years or older with a valid South African ID document or smart card. Moreover, you should be a legal South African resident with proof of residence not exceeding three months. To ensure that you can make consistent payments, the bank requires a minimum monthly income of R 8,000. Keep in mind that you will need to present your 1 month’s payslip along with bank statements reflecting the last three months (for non-Standard Bank clients).

You can get a loan between R 500 and R 300,000 maximum repayable within 12 to 72 months. Once you send your online application, a representative will get in touch with you and you can expect to have your additional funds in your bank account after approval.


How to Contact Standard Bank

Head office

9th Floor

Standard Bank Centre

5 Simmonds Street

Johannesburg 2000

Telephone: 011 636 9111

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.