Do you need a personal loan with a low-interest rate and a relaxed payment scheme? If so, we know an option that might fit your needs well. SoFi offers up to $100,000 loans with very minimal interest rates monthly. Specifically, their Online Personal Loan may be a suitable option for your needs. 

You can use this fund to pay off your trip overseas, wedding expenses, home improvement projects and even settle your credit card debt. With basic requirements, simple computation and a straightforward process, this is a comprehensive loan!


To learn more information about the SoFi Online Personal Loan and to learn how you can apply, continue reading. In this article, we highlight all of the important information one should know before they decide to apply. 

Want to get a personal loan that has low-interest rate and a good payment scheme that fits your budget? Then apply for SoFi Online Personal Loan now! Here's how to apply:

Benefits of the SoFi Online Personal Loan

What makes Social Finance a reliable lending institution is its competitive rates, absolutely no hidden additional fees, and direct process. In this article, we’re going to look closely at the benefits that come with SoFi Online Personal Loan.


Getting a loan is not an easy decision for most people, especially with the towering fees that come with it. However, it’s a different story with Social Finance. When you are approved for a SoFi Online Personal Loan, you can enjoy a minimum charge per month, compared to other money lending institutions.

Have you experienced an unexpected loss of income? Don’t worry, you won’t get stuck paying off your debts forever. SoFi offers community benefits like Unemployment Protection for those who lose their jobs and have no monthly income. They can temporarily pause your payments and help you land a new job. This is a great benefit for those in need of assistance.

Aside from the interest charge, SoFi doesn’t charge late payment or origination fees anymore. However, borrowers should pay in full each month to avoid bigger interest amounts per month.


Unlike other loans that only allow variable interest rates, SoFi lets you enjoy a fixed interest rate. Avoid the unstable interest per month and only pay for the agreed amount. This will give you better financial flexibility as you know how much you need to pay back for the loan.

Applying for the SoFi Online Personal Loan

As you may know, borrowing money is not easy, especially if you lack the requirements needed. With Social Finance, you only need to comply with basic requirements. To apply for this loan, you must be at least 18 years old, a US resident and citizen, employed and residing in one of the states where SoFi Lending Corporation is authorized to lend. You also need to have sufficient income from other sources to pay off the loan.

To apply, you can visit the SoFi website. On the website, you can find the rate you can qualify for and get help from SoFi consultants. You can do all of this online by completing a hassle-free application.

Fees Associated with the SoFi Online Personal Loan

There’s nothing much to pay off aside from the amount you owe and the interest rate of 6.99% APR, up to 12.24% for residents of Maine (ME) for a 5-year personal loan. The specifical interest rate you are granted is dependent on the state in which you live. 

minimum loan amount of $5,000 is required and a maximum amount of $100,000. However, note that the minimum amount may be higher, depending on the state’s legal requirements. To find out more specifics about your options, you will need to fill in some information on their website. 

Getting a personal loan from SoFi is a smart decision for a relaxed payment scheme minus the towering interest rates. If you think that this loan is right for your needs, apply now and get the funds you need in no time! Or, if you are not sure that this loan is right for you, keep looking at your options

Contact Social Finance 

To get in touch with SoFi about their online personal loan, you can visit their head office at 2750 East Cottonwood Parkway #300 Cottonwood Heights, Utah. If their office is not in your area, you can also call SoFi at (855) 456-SOFI (7634) or email them at 

Note: There are risks involved when applying for a loan. Consult the lender’s terms and conditions page for more information.