Personal loans are helpful for a variety of uses. Aside from consolidating your debt, they can also help you in undertaking large purchases or covering funds in case of an emergency.

If you are interested in getting a personal loan, a Wells Fargo Online Personal Loan might just be the one for you. Not only does Wells Fargo provide you with competitive rates, but they also allow you to take out loans without any collateral required.


Interested in applying for a Wells Fargo personal loan? Here’s how you can apply.

Looking for a personal loan that can help you consolidate your debt, undertake huge purchases or cover funds in case of an emergency? Wells Fargo Online Personal Loan is for you. Here's how to apply:

Wells Fargo Online Personal Loan Features and Benefits

One of the best things about a Wells Fargo Online Personal Loan is having a competitive fixed rate, fixed terms, and fixed monthly payments. With this feature, you are safe from having to pay extra fees outside of your contract. Even better, you can pay a regular rate that fits right into your budget.


To help you compare your options, you can use the online calculator to estimate your rate and payment, as well as to calculate your debt consolidation options. Here, you can also compare lines of credit and how Wells Fargo fares against other competitors on the market.

You will also be glad to know that applying for a Wells Fargo personal loan is free. This means there are NO origination fees or prepayment penalties.

Lastly, you can get your funds by the next business day if your application is approved. Now, how’s that for a fast and convenient application?


Ready to get started? Read on to find out how.

Applying for a Wells Fargo Online Personal Loan

The application and funding process of your Wells Fargo Personal Loan is simple. All you need to do is fill out the online submission form found on the Wells Fargo website.

To be eligible, you must be a US Citizen or a resident alien. To apply, you need to provide personal information. This includes your date of birth, Social Security Number, contact number, and address. Employment and income information will also be requested, including your employment status and gross monthly income.

Supporting documents you need to provide include recent pay slips, utility bills, and a proof of valid ID.

If approved, you can take out a loan ranging from $3,000 to $100,000 with no collateral required.

Wells Fargo Online Personal Loan Fees and Charges

There are no origination fees or prepayment penalties for this personal loan. The interest rates range from 7.49% to 24.49% depending on your credit standing and your chosen plan. The maximum APR for a $10,000, 3-year term loan is 20.49%. The APR includes a 0.25% relationship discount.

Getting a Wells Fargo Online Personal Loan is your best choice if you want fixed payment terms and access to affordable rates. Apply now and experience the benefits of the Wells Fargo loan offerings today.