Are you looking for a personal loan that has a predictable monthly payment? Are you interested in using your loan for a variety of purposes? If you are, then the Citibank Online Personal Loan is the right choice for you.
Besides offering fixed rates and fixed monthly payments, Citibank also offers flexible financing. Under their company, you can take out loans ranging from $2,000 to $50,000! Want to get your hands on this loan? Read on to find out how.
Citibank Online Personal Loan Features and Benefits
The great thing about the Citibank Online Personal Loan is that you get the security of paying fixed rates and fixed monthly payments. With this feature, you can say goodbye to hidden surcharges and other expenses added to your account. Simply pay the agreed monthly amount and you’re good to go. This small price to pay won’t hurt your savings or your bank account, making it the ideal choice for all your needs.
Another offer you can’t resist is being given competitive rates. Here, you can get a fixed rate ranging from 7.99% to 17.99% APR. Together with their flexible financing options, you can also borrow funds ranging from $2,000 to $50,000. You can easily repay your loan over 12, 24, 36, 48, or 60 months depending on your lifestyle, budget, and other applicable factors.
If you have a checking account enrolled with Citibank, you’ll be happy to know that you can also earn monthly ThankYou Points! By earning rewards for your banking relationships, you can redeem your ThankYou Points for just about anything. From picking gift cards from your favorite shops, getting travel rewards, concert tickets, cash, and many more, this plan has everything you could ask for and more.
Applying for a Citibank Online Personal Loan
Requesting your very own Citibank Online Personal Loan is easy. For loans $30,000 and under, simply head on to Citibank's website and apply online. For loans up to $50,000, you may course your application by calling their hotline or visiting a branch near you.
To be eligible, you must have a Citibank Checking, Savings, Money Market, or CD account with Citibank. This account must have a month-end balance that is greater than $0 average in the past 3 months. You must also have a minimum annual income of $10,500.
Should your application be approved, you can take out a loan starting from $2,000 to $50,000.
Citibank Online Personal Loan Fees and Charges
The APR for the Citibank Online Personal Loan ranges from 7.99% to 17.99%. There is NO downpayment required for you to apply or for you to receive your desired loan amount.
For example, if you take out a loan of $10,000 with a 36-month term at 11.99% APR, you will have to pay $322.10 to for 36 months. Bear in mind that your APR may increase by 2%.
If you want to get flexible financing offers, competitive rates, and fixed-term options, the Citibank Online Personal Loan might just be what you are looking for. Apply now!
